Tim Shaw Insurance Group Blog

When it comes time to purchase or renew your Naples auto insurance, a variety of things are considered to determine the appropriate premiums. Young drivers are often thought to pose a greater risk than more experienced individuals and may be charged higher rates. The key to affordable rates is to be a safe driver. Here are a few tips to staying alert behind the wheel while you are out with your friends.

1. Never take your eyes off the road. Having a lot of friends talking and laughing around you can make it very tempting to look back to join in. Resist this desire. With your eyes are not on the road, you will be unable to take action to avoid collision.

2. Keep the music low, even if your favorite jam comes on. The radio can be very distracting. With all the dancing and singing that comes along with listening to music, it is easy to lose focus. When your mind is not on the road that is when an accident becomes more likely.

3. Don’t drink and drive. You have probably been told this a thousand times. Even with all the warnings, some people still end up getting behind the wheel while under the influence of alcohol. A DUI can do more than just bring about an increase in your insurance costs. You could lose your license or injure or kill someone.

Even the safest drivers may be interested in lowering their premiums. Insurance companies may offer discounts for good grades and completing a driver’s training class. To find out more ways to lower your Naples auto insurance costs, contact our agency today.

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