Tim Shaw Insurance Group Blog
Naples Auto Insurance Claims After “The Big One”
11/18/2011 8:25:00 AM
“The Big One” is a phrase we hear regularly in Florida, used to describe an especially powerful hurricane. Many longtime residents of Naples do not bother evacuating during less potent storms, even when the weathermen firmly recommend doing so. To reduce the change you’ll need to claim for damage to your car on your Naples auto insurance next time a hurricane rocks the coast, here are a few things to keep in mind.
Until the storm wanes, your car should be kept in a garage or another enclosed shelter if at all possible. This will keep branches, rocks, and other debris from causing damage such as broken windows. No garage at your disposal? Cover the vehicle with a tarp that is firmly secured in place.Sometimes storms can be a lot worse than expected. Just in case you change your mind about evacuating, make sure your car is prepared for the journey. Fill up on gas days before the hurricane is supposed to hit because fuel shortages are common during natural disasters. Also, have a mechanic change the oil and do a basic check on the entire vehicle to ensure you will not be stranded on the side of the road doing 100 MPH winds.
On occasions that you do suffer damage to your car, you should contact your Naples auto insurance agent or your insurer right away. There are likely to be many claims underway so the sooner you make yours, the faster it can be processed. Does your current policy provide coverage for damage caused by storms? Comprehensive coverage is designed to do this so if you only have collision coverage, you might want to consider upgrading. With Tim Shaw Insurance Group, Inc., you can get the coverage you need for your car. Contact us today for more information!
