Tim Shaw Insurance Group Blog
What Does Your Florida Business Insurance Cover?
The Sunshine State is a wonderful place to live. With sparkling coasts, a diverse population, and mild winters, there is little for residents to desire. As a business owner in Florida however, you know that the beautiful weather can change in an instant. When a big storm rolls in, your first thought may be of the potential damage to your business. Do you have the right Florida business insurance in place for weather related damage?
Your standard property insurance most likely does not protect you against flooding. Water can be very devastating to a building, from ruining the flooring to comprising the structural integrity. A separate flood policy is needed if you wish to protect your enterprise against the cost of replacing or fixing the ill effects of floodwaters.Most policies do not cover windstorm damage, which is simply the destruction of your property caused by the strong winds that accompany many storms. Without this coverage, you may have to pay for repairs out of pocket. Your premium for this kind of insurance in determined by the type of structure as well as the location.
Florida business insurance can be complex and if you’re concerned that your coverage is lacking, you should contact your agent as soon as possible. A phone call now to check on your coverage or arrange financial protection from perils not covered by your existing insurance policy could be a call that makes the difference between your business surviving or failing after the next Florida weather related disaster. With Tim Shaw Insurance Group, Inc., you can get the coverage you need for your small business. Contact us today for any questions you have!
*
