Where can I use the Protective Tru-Script card?
The Protective Tru-Script card is accepted at over 50,000 pharmacies throughout the United States. Pharmacy location information can be obtained by contacting customer service. If a neighborhood pharmacy is not already participating in our network, you can have them contact our customer service unit to enroll.
How much will I pay for my prescriptions?
There are co-payments of $10.00 for tier 1 drugs and $20.00 for tier 2 drugs. The member pays the Protective Tru-Script discount price on tier 3 drugs.
What is the difference between brand name and generic drugs?
The brand name is the trade name under which the product is advertised and sold, and is protected by patents so that it can only be produced by one manufacturer for a pre-determined number of years. Once a patent expires, other companies may manufacture a generic equivalent, providing they follow stringent FDA regulations for safety. Generic drugs are drugs for which the patent has expired, allowing other manufacturers to produce and distribute the product under a generic name. Generics are essentially a chemical copy of their brand-name equivalents. The color or shape may be different, but the active ingredients must be the same for both. The preferred drug list contains only FDA-approved generic medications.
What is a preferred drug list?
A preferred drug list is a list of recommended prescription medications that is created, reviewed and continually updated by a team of physicians and pharmacists. The preferred drug list contains a wide range of generic and brand name preferred products that have been approved by the Food and Drug Administration (FDA). Your doctor can use this list to select medications for your health care needs, while helping you maximize your prescription drug benefit. A medication becomes a preferred drug based first on safety and efficacy, then on cost-effectiveness.
How can I keep my prescription drug costs down?
The use of generic prescription drugs, whenever available, is most cost effective. Don't be shy - discuss your prescription options with your doctor. Ask whether an alternative, less expensive option would work for your condition.
What if my pharmacy doesn't recognize the card?
Pharmacies may not be familiar with every prescription program If the pharmacist does not recognize your Protective Tru-Script card or if you encounter a problem at the pharmacy, DO NOT leave without having the pharmacy call the toll-free number printed on the ID card.
How will I know if there's a generic equivalent available?
Simply ask your local pharmacist or call Protective Tru-Script's Customer Service Department to find out about generic equivalents for your prescription. Also ask your doctor to prescribe generics whenever possible and appropriate.
What is my average discount on Non-Preferred Drugs?
Members are currently receiving an average discount of approximately 19% on brand name drugs. There is no guaranteed percentage savings on every prescription purchase. The price paid depends upon the pharmacy and the type and quantity of drug purchased. Pharmacies, just like other retail stores, compete against each other and may have special prices on some products. When this is the case, we cannot discount the pharmacy's already low price, but a member will receive the advantage of the pharmacy's special pricing.
THE MEMBER ALWAYS RECEIVES THE LOWER OF THE Protective Tru-Script CONTRACT PRICE OR THE PHARMACY'S PRICE.
What if the brand name drug I am taking is not available at the copay price.
You will pay the Protective Tru-Script discount price for that drug. However, to take advantage of the potential program savings on Tier 1 and Tier 2 drugs, you should ask your Pharmacist (where regulations permit) or a Doctor to change your medication, where medically appropriate, to a less expensive, Tier 1 or Tier 2 drug listed in the product guide. |
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What are my discounts?
Discounts will vary by location and prescription drug. There is no way for us to determine what your savings will be until you use your card. The average discount we are finding is about 20%.
What do I get for $10.00?
You will receive a personalized plastic prescription card that provides a savings of up to 60% (prescription drugs discounts may vary by drug) on your prescription purchases at over 450,000 pharmacies nation wide.
Will this cover my Bir th Control?
Yes, all prescription medication is covered under this card.
What are others saying about your card?
"Just a note to let you know I received my prescription card. The first time I used it I saved $20.00 on my husband's medicine and I haven't even used it yet on mine. I want to thank you for introducing me to the card. I only had to pay the one time fee. I feel very good about having this card because we do not have health insurance at this time and this card is really helping us with our monthly medications. Thank you very much." - Karen S.
I am so thrilled at the amount of money I saved using your card. My medicine usually costs about $80.00 every month. But with your card, I saved over $50.00 and only paid $26.00 for my prescription. Thank you very much! I will use your card again." - Tara B.- Wilmington, DE
"Thank you so much for giving me instant access to your program! My insurance required pre-approval on a drug I couldn't wait for, so I was planning to pay the retail price myself. The bill without your card was $57, and with your card it was $38. What a great savings." - Kathryn P.- Atlanta, GA
"Just a note to let you know the amount of money I saved using the Discount Prescription Drug Card. My pharmacy quoted me the price of $116.89 for three months supply of pills and by using my card, I paid only $61.29, a real nice savings." - Marilyn H.- Santa Barbara, CA
What Pharmacies are in my area?
Save up to 60% (prescription drugs discounts may vary by drug) on prescription drugs at pharmacies such as Target, Wal-Mart, Kmart, Eckerd Drugs, Rite Aid, Krogers, Safeway and many more. Call 1-888-299-5383 for specific locations near you.
How is your Card Different from other Cards?
Our card provides similar discounts to those cards you pay $14.95 or more per month. The difference is that we choose to only charge you a one-time fee of $10. That is our choice not to charge a monthly fee.
Why should I buy your card?
Why would you pay a monthly fee for a card when you can pay only once and use this card forever? You will save hundreds on card fees alone.
Can my family use my card?
Yes, your legal dependents can use your card to save on their prescriptions.
What if I am taking medication now?
You can save on your current medication. There are no pre existing condition stipulations.
Are my prescriptions covered?
Yes, all prescription medication is covered under this card. |
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