Disappearing Hurricane Deductible
Home of the “Disappearing Hurricane Deductible… At Tim Shaw Insurance, we can cover your home with a carrier that reduces your large Hurricane Deductible to ZERO over 5 years. That’s right, the hurricane deductible vanishes and disappears a little each year until it’s gone.
Buying home insurance in Florida is very different from most states. Not only are the premiums much more expensive, but we all have a separate deductible for hurricane damage built in to all homeowner insurance policies in Florida. It can be 2%, 5% or even as high as 10% of the amount of insurance coverage you carry for your home. For example a 2% deductible for a $300,000 home insurance policy would mean a $6,000 deductible that you would have to pay for hurricane damage to your home.
We now have a solution called a “Disappearing Hurricane Deductible.” It reduces your hurricane deductible each year without a loss until after the 5th year it vanishes altogether. A vanishing hurricane deductible in your home insurance policy is just another benefit you can get from Tim Shaw Insurance. Obviously reducing your hurricane loss exposure is another reason that makes us different from all your other choices. Be sure to ask us how the Disappearing Hurricane Deductible works.