Why you should consider LONG TERM (Assisted) CARE
Your family matters… especially when it comes to care. Since families come in all shapes and sizes, one thing is for sure, families care. Mothers and fathers, sisters and brothers, aunts and uncles may all live independent lives, but they share a unique connection. Their lives affect each other. Perhaps that is why families are often drawn together in life’s significant moments.
A need to care… You and your loved ones may not know what long term care is or who might need it, but at least 7 out of 10 people who reach age 65 will use long term care services one day. Long term care costs can reach $85,000 or more per year and will continue to increase in the future when you require substantial assistance due to your inability to perform at least two of six activities (bathing, continence, dressing, eating, toileting and transferring) of daily living (ADLS) for a period expected to last at least 90 days.
Let’s imagine something unexpected happens causing you to lose the ability to carry out basic self-care activities for an extended period of time that requires substantial assistance or substantial supervision due to cognitive impairment, such as Alzheimer’s disease. If that happens to you or a loved one, even the closest of families may not be prepared to face the unexpected decisions or costs that can accompany such long term needs. In many cases, it would require a family member to give up their job to care for the loved one. Where will the money come from for that care or that lost income? Food for thought…. We can help your family prepare for this real possibility.
As always, I appreciate your business and I am here for you should you want to discuss. I promise we will never be pushy.. These are sensitive matters that can only be decided by you. We are here only to supply education ideas and solutions.