Mortgage Life & Disability Protection
Mortgage Life and Disability Protection Insurance – Why you should use your Home Insurance Agent
You probably have been bombarded with Mortgage Life and Disability protection from many outside vendors and probably even your own mortgage company. First of all this type of protection will make your mortgage payment if you are disabled and it will pay off your mortgage if you were to die leaving it free and clear for your loved ones.
I have some arguments on why you should only consider purchasing this coverage from a local agent rather than that Internet Company or even worse, your Mortgage Company.
- As your family’s agent, we will know when a life changing event happens. Will that internet company with a 1-800 number know?
- With your mortgage company, you lose control on how that benefit is distributed. With them you are forced to use that money to pay off the mortgage. Not so with us. You keep control on who gets it and where it is used.
- With your mortgage company it is tied to your mortgage and reduces as your mortgage does. Not so with us.
Stop and ask yourself,
If I could show you how to get This Protection for your family without taking any additional money out of your pocket would you like to know how?
What would happen to my family and spouse, if I die without enough mortgage protection insurance?
Will my family be able to keep their home, put food on the table, afford college, afford health care, take vacations and provide for a decent quality of life if I lose my income?
How will I be remembered if I lost my income and did not have a plan?
Do you feel it’s important to have your home mortgage paid-off for your family if you weren’t there tomorrow?