Helpful Insurance Tips

Three Things You Should Know About Your Homeowners Policy

  1. Did you know flood damage is excluded from YOUR homeowner’s policy?
  2. Did you know that YOUR home policy has a hurricane deductible equal to 2% of the insured value? Ex... $300,000 home = $6,000 deductible.
  3. Did you know that if YOUR home is not insured to replacement value you could have a huge co-insurance penalty on a partial loss? As High as 50%.

These questions should disturb you. In many instances, YOUR home is your primary investment or the largest equity you may have. Getting the insurance RIGHT should be a top priority for you.

If you would like a 2nd opinion on your homeowner’s insurance policy, we would like to offer you a FREE review with no obligation to buy insurance from us. In the end you may just ask your current agent to make changes we recommend.

It will only take about fifteen minutes of your time but could save you ten’s of thousands of dollars. Over 70% of our reviews reveal either too much coverage or too little. YOU WON’T GET A 2nd CHANCE TO GET THE COVERAGE RIGHT AFTER THE LOSS!!

You will be rewarded with “peace of mind” at minimum after reviewing your coverages. Do yourself a favor and take the time to make sure you have the coverages right!

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